Credit card issuers offer different types of credit cards to meet a variety of consumer needs. For example, some cardholders don’t see the appeal of a premium travel card or won’t use the card enough to justify its annual fee, while others may primarily use their card while traveling abroad. The former type of cardholder would likely benefit from a no-annual-fee card, while the latter would benefit from a no-foreign-transaction-fee card with plenty of travel features. When comparing credit card rewards programs, you’ll want to weigh which bonus categories and types of rewards suit your spending habits, your redemption options and how much your rewards will be worth. Many specialized balance transfer cards cut rewards in favor of 18-month to 21-month intro APRs, but some offer rewards. People who carry high-interest debt on one or more credit cards could save hundreds of dollars by doing a balance transfer. If you have any type of concerns relating to where and how to make use of his response, you could contact us at our web-site.